Discover’s Corporate Treasury manages liquidity and funding for the Company and the Bank. The Treasurer chairs Asset Liability Committees (ALCOs) which regularly monitor liquidity and funding relative to limits consistent with a risk appetite approved by our Board of Directors. We seek to maintain stable, diversified and cost-effective funding sources and a strong liquidity profile in order to fund our business and repay or refinance our maturing obligations under both normal operating conditions and periods of economic or financial stress. In managing our liquidity risk, we seek to maintain a prudent liability maturity profile and ready access to an ample store of primary and contingent liability sources. For further details, refer to our 10-Q or 10-K SEC filings.