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Cardmembers Can Enjoy Travel With No Restrictions Or Black-Out Dates

April 04, 2007
Riverwoods, Illinois, April 4, 2007 – Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE: MS), today introduced the newly enhanced Miles by Discover® Card, which gives active cardmembers the ability to travel with no restrictions, earn unlimited Miles that never expire, and redeem faster with more options.

“Consumers are looking for miles programs that allow them to fly faster without restrictions and we've done just that with our new Miles Card. It eliminates the need for any worries about travel restrictions or black out dates,” said Margo Georgiadis, Executive Vice President and Chief Marketing Officer of Discover Financial Services. “The new Miles Card puts consumers in complete control of redeeming their miles, lets them redeem for more travel options, and offers travel credits starting at just 5,000 miles.”

The product provides a superior rewards experience for any consumer who wants to earn free travel faster, without restrictions. Unlike some other miles programs, with the new Miles Card, cardmembers can book their own travel, through any travel source, at any time -- any airline, cruise, hotel, vacation package or car rental. It is built upon the same heritage of innovative rewards, unmatched customer service and fraud protection that serve as core elements of all Discover Cards.

The Most Flexible Travel Rewards Program – All for No Annual Fee

New enhancements to the travel rewards program offered through the Miles by Discover Card include:

• Travel With No Restrictions - Cardmembers can choose how they want to book their travel whether it's through an airline or travel agent- even online travel sites. They can select any airline, cruise, hotel, vacation package or car rental with no advance booking and no black-out dates. Cardmembers simply pay with their Miles Card and redeem their available Miles for account credits for their travel purchases.

• Earn Miles Faster - Cardmembers earn Double Miles on travel and restaurant purchases up to $3,000 per year, in addition to earning one Mile for every dollar they spend on all other business and personal purchases.

• Unlimited Miles That Never Expire - Unlike many travel rewards programs, there is no limit to the number of Miles cardmembers can earn. And for active cardmembers, Miles never expire.

• Redeem Faster with More Options - Cardmembers can redeem Miles for travel credits to their account or cash starting at just 5,000 Miles, or for gift cards from over 50 brand-name Partners starting at just 1,000 Miles.

• Best-in-Class Travel Benefits - Cardmembers are covered by the most complete free travel benefits offered by any no-fee credit card. Global Traveler's Hotline provides fast, friendly travel assistance in just one call. Scheduled Air Travel Accident Insurance and Car Rental Insurance also are included.

Consumers can learn more about and apply for the Miles by Discover Card by calling 1-800-DISCOVER (347-2683) or visiting www.discovercard.com.

About Discover Financial Services LLC
Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE: MS), operates the Discover Card with more than 50 million cardmembers and the Discover Network. Discover Financial Services also operates the PULSE ATM/debit network, which serves over 4,400 financial institutions and includes nearly 260,000 ATMs, as well as POS terminals nationwide. For more information, visit www.discovercard.com, www.discovernetwork.com or www.pulse-eft.com.


Media Contact
Mai-Lee Ua
Discover Financial Services LLC
(224) 405-3082