November 14, 2007

Discover(R) Card Launches Credit Scoretracker

New Credit Score Product Helps Cardmembers Monitor Their Credit Status

RIVERWOODS, Ill.--(BUSINESS WIRE)--Nov. 14, 2007--Discover Financial Services (NYSE: DFS) announced today, in collaboration with Experian Consumer Direct, part of Experian Interactive(SM), the launch of Credit ScoreTracker, a comprehensive credit score tracking product offering Discover Cardmembers resources that help them understand and monitor their credit score.

Unlike most credit-related products that are bundled with additional offerings, Credit ScoreTracker is specifically designed for score monitoring, alerting cardmembers when their score changes, allowing cardmembers to set a target score and providing resources to help them understand the factors that may be influencing their score.

"Knowing your credit score makes a difference, and monitoring it allows consumers to make better financial decisions," said Karin Giffney, Vice President of Fee Product Marketing at Discover Financial Services. "The Credit ScoreTracker is a great resource for cardmembers interested in building their credit score, achieving a specific score or those who simply want to know as much about their credit status as possible."

Credit ScoreTracker allows Discover Cardmembers to receive their Experian credit report and credit score with notification of key changes to their credit score and credit risk level. They also can view a tracking graph that shows how their score has trended over time. In addition, cardmembers can take advantage of resources including articles and an interactive survey and quiz designed to provide valuable information that can be used to help them make better financial decisions.

Giffney continued: "This offering is a testament to our continued commitment to providing our cardmembers with financial tools that enable them to better understand their credit."

"By joining forces with Discover Card, we are providing consumers the information they need to understand their credit score," said Ty Taylor, president of Experian Consumer Direct. "Our ability to provide credit scores, combined with Discover Card's leadership in providing tools to help understand credit, can only benefit today's credit-savvy consumers."

Discover has also made it easy to enroll and access Credit ScoreTracker via the Internet, offering Discover Cardmembers the ability to enroll and log in directly from, shortening the enrollment process and eliminating the need for multiple user names and passwords.

Credit ScoreTracker can be purchased for just $7.99 a month, delivered via the Internet or by first class mail. Discover Cardmembers can enroll by visiting or by phone at 1-888-201-1440 - 24 hours a day, seven days a week.

To learn more about the Credit ScoreTracker, please visit To see a product demonstration, please refer to the contact listed below.

About Discover Financial Services

Discover Financial Services (NYSE: DFS) operates the Discover Card with more than 50 million cardmembers, the Discover Network with millions of merchant and cash access locations, and the Goldfish credit card business in the United Kingdom. Discover also operates the PULSE ATM/debit network, which services more than 4,400 financial institutions and includes nearly 260,000 ATMs as well as point-of-sale terminals, nationwide. For more information, visit

CONTACT: Discover Financial Services
Laura Gingiss

SOURCE: Discover Financial Services