July 01, 2008

Camden National Bank Joins PULSE(R) Network

Participation of 133-Year Old Maine Bank Reflects Network's Growth in Northeast U.S.

HOUSTON, Jul 01, 2008 (BUSINESS WIRE) -- Camden National Bank, a $2.29 billion bank based in Camden, Maine, has joined the PULSE ATM/debit network. The bank will utilize PULSE for PIN debit and ATM transactions.

A full-service, independent community bank, Camden National along with its Union Trust division operates 37 branches throughout Maine. Camden National Bank is a subsidiary of Camden National Corporation (NASDAQ: CAC). PULSE is a Discover Financial Services (NYSE: DFS) company.

Our agreement with PULSE reflects Camden National Bank's commitment to providing not only quality financial services, but also an exceptional customer service experience, said June Parent, Camden National Bank senior vice president and senior retail banking manager. Debit is a primary point of contact with our customers, and PULSE's focus on value and service is a key reason we have taken the step to include the network as part of our electronic payments program.

PULSE is pleased to add Camden National Bank to its growing number of participants in the Northeast U.S., said Leah Henderson, PULSE executive vice president. The addition of an established and respected bank based in Maine to the PULSE network confirms the national acceptance footprint we have achieved over our 27-year history.

PULSE has experienced continued growth in network participation in 2008. For the fiscal year to date (December 2007 through May 2008), the network has added more than 100 new financial institution participants.

Of the more than 100 institutions that joined PULSE in the first half of fiscal 2008, 28 percent are based in the Northeast, said Henderson. This clearly demonstrates PULSE's strong value proposition, as well as our ability to service cardholders nationwide.

About Camden National Bank

Camden National Bank, a subsidiary of Camden National Corporation which employs 440 Maine residents and is ranked in the top 20 in US Banker's 2008 list of top-performing mid-tier banks, is a full-service community bank headquartered in Camden, Maine. Camden National Bank, along with Union Trust, a division of Camden National Bank, has a network of 37 banking offices located in coastal, western, central and eastern Maine, plus online banking at and The bank also has ATM-only locations in Carrabassett Valley and Jefferson.


PULSE is one of the nation's leading ATM/debit networks, currently serving more than 4,500 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services (NYSE: DFS). The network links cardholders with more than 265,000 ATMs, as well as POS terminals at retail locations nationwide. The company is also a valued resource for industry research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit


Anne Rhodes, 832-214-0234
Camden National Corporation
Suzanne Brightbill, 207-230-2120