Discover® Zip® Accepted At Hess Corporation

October 7, 2009

Riverwoods, IL – Oct. 7, 2009 –Discover Financial Services, a leading credit card issuer and electronic payment services company, today announced that leading independent gasoline-convenience store retailer Hess will accept Discover® Zip® payment devices at more than 870 company-operated Hess and Hess Express locations along the eastern United States by the end of the year.

Zip payment devices can be issued by banks in many forms. In addition to the traditional bank card or key chain fob, Discover’s new mini-adhesive card can be attached to personal items that are always at hand, such as a mobile phone, PDA or MP3 player. Purchases are made with a quick tap of these devices on a Zip reader found at the checkout. Cardholders also benefit from additional security, because the card never leaves the customer’s hand.

"Customers value the flexibility and control that Zip payment devices offer," said Farhan Ahmad, General Manager, Prepaid & Director of Emerging Payments. "Merchants and issuers also appreciate the point-of-sale efficiencies afforded by the ZIP technology. It’s a win-win for those on both sides of the cash register."

"We are committed to introducing new ways to provide a great experience for Hess customers," said Rick Lawlor, Vice President, Retail Sales and Marketing, Hess Corporation. "By accepting Discover® Zip®, customers will enjoy even greater speed, security and convenience when they visit a Hess or Hess Express location."

To learn more about Discover Zip, please visit http://discovernetwork.com/paymentsolutions/features/zip.html.

To learn more about Hess branded locations, please visit: www.hessexpress.com.

About Discover
Discover Financial Services (NYSE: DFS) is a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers student and personal loans, as well as savings products such as certificates of deposit and money market accounts. Its payments businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in 185 countries and territories. For more information, visit www.discoverfinancial.com.

About Hess
Hess Corporation, with headquarters in New York, is a global integrated energy company engaged in the exploration, production, purchase, transportation and sale of crude oil and natural gas, as well as the production and sale of refined petroleum products. More information on Hess Corporation is available at www.hess.com. Hess Express is one of the leading independent gasoline-convenience store retailers on the East Coast with retail outlets in 16 states from Massachusetts to Florida. For more information, please visit www.hessexpress.com.

Discover Contact
Mai Lee Ua
Discover Financial Services
(224) 405-3082
maileeua@discover.com

Hess Contact
Lorrie Hecker
Hess Corporation
732-750-6000
lhecker@hess.com