Discover Introduces First Fee Forgiveness – a Program That Automatically Waives One Fee Per Year

May 8, 2018

New Feature is Seamless and Helps Customers Save Money

RIVERWOODS, Ill.--(BUSINESS WIRE)-- Discover is always looking for ways to simplify the life of its customers while helping them to better save and manage their money. As part of that commitment, Discover Bank has introduced a First Fee Forgiveness program for customers of Discover’s Cashback Checking, Savings and Money Market Accounts. The new program automatically waives the first eligible fee when it occurs each calendar year, with no action required by the customer.

“Discover designs products that are simple and easy for our customers to use, which is why we made this feature seamless,” said Arijit Roy, vice president of Deposits at Discover. “It automatically waives the first eligible fee for our checking, savings and money market customers. While others continue to add fees, we’re committed to helping our customers save more with accounts that have no monthly maintenance fees and the ability to earn cash back on debit purchases.”

Fees that are waived as part of the program include the insufficient funds fee, stop payment fee, excessive withdrawal fee and money market minimum balance fee.

Discover Bank provides a number of unique benefits on its various products to help customers save and earn more, including:

  • No monthly maintenance fees for Savings and Checking Accounts
  • No monthly balance requirements for Savings and Checking Accounts
  • More than 60,000 no-fee ATMs
  • 1% cash back on up to $3,000 in debit card purchases each month1 for Cashback Checking customers
  • A Savings Account that allows customers to earn interest over five times the National Savings Average2

The First Fee Forgiveness program is now available to Discover Bank customers. For more information or to open a Discover Bank account, go to https://www.discover.com/online-banking/.

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company issues the Discover card, America's cash rewards pioneer, and offers private student loans, personal loans, home equity loans, checking and savings accounts and certificates of deposit through its direct banking business. It operates the Discover Global Network comprised of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in 190 countries and territories. For more information, visit www.discover.com/company.

Discover Bank, Member FDIC

1 ATM transactions, the purchase of money orders or cash equivalents, cash-over portions of point-of-sale transactions, and Peer-to-Peer (P2P) payments are not eligible for cashback rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cashback rewards.

2 The Annual Percentage Yield (APY) for the Online Savings Account as of 05/08/2018 is more than five times the national average APY for interest-bearing savings account with balances over $500 as reported by Informa Research Services, Inc. as of 05/08/2018. Interest rates and APYs are subject to change at any time. Although the information provided by Informa Research Services has been obtained from the various institutions, accuracy can not be guaranteed.

Media Contact
Rob Weiss
Discover
224-405-6304
robertweiss@discover.com
@Discover_News

Source: Discover Financial Services